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Caught Between Kids and Aging Parents
If you’re raising kids while also caring for aging parents, you’re part of the Sandwich Generation — a group squeezed between two sets of responsibilities. And while it’s a powerful role filled with love, it often comes with emotional strain, burnout, and financial pressure.
You’re not alone. And you don’t have to do it without a plan.
Caring for everyone else shouldn’t mean sacrificing your financial future.
Dr. Hillary Aza
Understanding the Sandwich Generation
People in this category often juggle:
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Raising children (including adult kids living at home)
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Supporting elderly parents emotionally, physically, and sometimes financially
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Balancing a full-time career while trying to maintain their own well-being
The toll it takes is real — financially and emotionally. It’s easy to neglect your own future when everyone else depends on you.
The Financial Risks of Being the “Middle”
Caring for others often means:
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Draining your emergency fund or retirement savings
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Delaying career moves or side income opportunities
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Taking on unexpected medical, housing, or caregiving costs
According to AARP, nearly 1 in 4 caregivers say their finances have worsened due to caregiving.
Build Your Own Financial Safety Net First
It’s hard to support others if your own finances are unstable. Start by:
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Creating an emergency fund
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Keeping your retirement contributions on track
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Considering life insurance and disability insurance to protect income
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Having open conversations about long-term care plans with aging parents
You don’t need to choose between your kids, your parents, or your future. With the right strategy, you can protect all three.
How Veracity LD Can Help
At Veracity LD, we support families across generations. Whether it’s building an education plan for your children or preparing a care strategy for your parents, we help you balance your financial responsibilities with your own goals.
📞 USA: +1 (817) 690-9889
📧 info@veracityld.com
🌐 veracityld.us
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