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Most people focus on saving for retirement — but what about having money in retirement? That’s where annuities come in. They’re a powerful tool for turning your savings into a reliable stream of income you can’t outlive.
Here’s how annuities can help you build a predictable retirement paycheck.
Retirement isn’t about having a lump sum. It’s about knowing your income won’t run out.
Dr. Hillary Aza
What Is an Annuity?
An annuity is a contract between you and an insurance company. You contribute money (either all at once or over time), and in return, the company guarantees regular payments — either for a set period or the rest of your life.
Think of it like a personal pension you create for yourself.
Why Predictable Income Matters
Unlike your working years, retirement doesn’t come with a paycheck. Having guaranteed monthly income from an annuity can:
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Cover essentials like rent, food, or healthcare
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Reduce reliance on volatile stock market withdrawals
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Offer peace of mind — especially if you’re living longer
This is especially helpful if you don’t have a traditional pension.
Types of Annuities to Consider
There are different types of annuities based on your needs:
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Immediate Annuities start paying soon after you invest
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Deferred Annuities grow tax-deferred until you’re ready for income later
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Fixed or Indexed Annuities offer guaranteed or market-linked growth
Choosing the right one depends on your retirement timeline and goals.
Longevity Protection
One of the biggest financial risks in retirement is outliving your money. Annuities — especially lifetime annuities — reduce that risk by offering income you can’t outlive.
If you’re healthy and expect a long retirement, this is one of the most valuable protections available.
How Veracity LD Can Help
Veracity LD helps you choose the right financial tools for long-term income. Whether you’re five years from retirement or already there, we’ll show you how annuities, life insurance, and smart strategies can keep your retirement paycheck flowing — for life.
📞 USA: +1 (817) 690-9889
📧 info@veracityld.com
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