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The retirement landscape is changing fast, and for many future retirees, uncertainty has replaced confidence.
With over 10,000 Americans turning 65 every day, and more than 4.1 million Canadians aged 65+, the question isn’t just “Will I retire?” it’s “How do I retire well?”
At Veracity LD, we believe that trusted financial guidance is key to helping individuals and families confidently prepare for this next chapter — whether you’re retiring in 5 years or 25.
Why Retirement Is More Uncertain Than Ever
In the past, many workers relied on pensions. But today’s retirees are increasingly dependent on their personal savings, like 401(k)s, IRAs, TFSAs, RRSPs, and private investments, to cover daily living expenses.
Here’s what recent research reveals:
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Only 40% of pre-retirees in the U.S. and 46% in Canada feel confident they’ll have enough income to maintain their standard of living in retirement.
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Many are uncertain about how long their money will last, especially with longer life expectancies, inflation, and healthcare costs.
That’s why professional financial guidance is no longer optional — it’s essential.
The retirement you dream of tomorrow starts with the choices you make today.
Dr. Hillary Aza
How Financial Professionals Make a Difference
A growing number of individuals are turning to licensed financial professionals to:
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Understand their true retirement income needs
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Create a plan for guaranteed income
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Navigate investment volatility
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Integrate long-term care, estate planning, and tax strategies
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Explore retirement tools like annuities, insurance, or government supplements
According to studies, investors who work with financial advisors are 70% more likely to feel confident about reaching their retirement goals.
At Veracity LD, our mission is to make this guidance accessible, especially in underrepresented communities where financial literacy gaps are widest.
The Rise of Annuities and Lifetime Income Strategies
Annuities, particularly fixed indexed and guaranteed lifetime income products, are gaining traction as retirees seek safety and predictability.
Many of our clients are surprised to learn:
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You can create income that lasts as long as you live
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Some annuities protect against market losses
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Newer hybrid products offer flexibility and growth potential
With so many options, it’s crucial to work with someone who understands your goals and designs a solution tailored to your needs.
Building the Retirement Lifestyle You Desire
Planning for retirement is not just about the numbers, it’s about peace of mind, dignity, and choice.
Whether you dream of traveling, volunteering, spending time with grandchildren, or simply living without financial stress, the right plan makes that vision possible.
That’s what we help you build at Veracity LD.
Let’s Talk About Your Future
Whether you’re just starting your retirement journey or revisiting your plan after life changes, we’re here to help.
Website: www.veracityld.us
Phone: +1 (817) 690-9889